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Reasons to get an appraisal from Accurate Appraisals

To a lot of people, an appraisal just looks like another cost in the long list of items for a mortgage or refinance. Most lenders still call for a local expert because the stakes are so high, even though there are a budding number of automated home valuation processes that might appear more prudent than an appraisal. You might assume that obtaining a mortgage is the only basis for getting an appraisal, but there are other cases when the services of a licensed, independent real estate professional could be helpful.

When you're planning on any transaction where the value of your home is a factor, contact Accurate Appraisals. Just click here

Let Accurate Appraisals help you appeal your tax assessment in none County

It's possible you're paying too much in property taxes if you live in an area where property values have depreciated. Property taxes are based upon a previous assessment of your home, so if prices are less than what they used to be in your area, you can appeal your assessment and save money. When building your case, an appraisal from Accurate Appraisals is your best evidence. At Accurate Appraisals, we're qualified to assist you in challenging your tax assessment.

How can you eliminate PMI to lower your mortgage payment?

When the amount being loaned to the homebuyer is more than 80% of the actual value of the home, almost all lenders ask homebuyers to take out an extra insurance plan. That policy is Private Mortgage Insurance, or PMI. Seeing that additional payment is usually bundled into the monthly mortgage payment, it is often forgotten. PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level, making this very unfortunate. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to do away with PMI, Accurate Appraisals will give you a statement regarding the value of your home. The price you paid for the home valuation can generally be offset in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Accurate Appraisals

A divorce can be an especially daunting event for both parties, and it is often more complicated by the strenuous decision of who gets the property. It's a good idea to get an appraisal from Accurate Appraisals so both parties are fully aware of the true market value of their home, regardless of the circumstances.

If the parties want to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Settling an estate with peace of mind

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to take care of these affairs, unlike many wealthy individuals. And seeing that a home or other property often makes up a disproportionate share of the total estate value, understanding the correct value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten a fair deal.

Accurate Appraisals can help you with relocating to or from none County

We understand the stress involved with an employee relocation. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive characteristics of their property, as well as information regarding any recent sales or listings in their area that they want considered during our detailed process.

Selling your home quickly at the right price with an appraisal from Accurate Appraisals

A professional appraisal will help you make a better educated decision regarding your asking price, whether you choose to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees are based on our efforts to complete the appraisal report and not a percentage of the sales price.

We examine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties stay on the market. So, obtaining a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.

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